Business Insurance

Coleman Insurance Group, LLC, is dedicated to providing businesses with comprehensive insurance solutions designed to safeguard their operations and employees from unexpected financial losses. Our business insurance services include general and professional liability coverage, cyber liability coverage, workers' compensation, bonds, contractor and tradesman coverage, and more.

As a business owner, the risk of facing legal suits and claims has increased significantly in recent times. To protect your business from financial ruin, it is crucial to have adequate liability coverage. Our general liability insurance offers financial protection against real or alleged bodily injury, property damage, or personal injury on your business premises or resulting from your operations.

Our broad range of general liability protection includes:

1. Bodily Injury
2. Property Damage
3. Products-Completed Operations
4. Products Liability
5. Contractual Liability
6. Additional coverage options (e.g., reasonable use of force, borrowed equipment, liquor liability, non-owned vehicles, fire, lightning, or explosion damage, water damage liability protection, legal defense costs, medical payments, personal injury, advertising injury, and specialized liability protection for specific business types)

To comply with state regulations and ensure employees' well-being, most businesses must carry Worker's Compensation Insurance. This policy is distinct from health insurance and specifically covers injuries sustained while on the job. It provides medical care and compensation for lost income to employees injured at work, regardless of fault. Worker's compensation also offers death benefits to surviving spouses and dependents.

Employers are legally responsible for maintaining a safe work environment. However, accidents can still occur despite taking every reasonable safety measure. In almost every state, businesses must have worker's compensation insurance to protect themselves from lawsuits resulting from workplace accidents.

Worker's compensation laws and regulations vary by state, including the choice of treating doctor and dispute resolution processes. It is important to note that worker's compensation insurance must be purchased separately, as in-home business and business owners policies (BOPs) do not include coverage for workers' injuries.

At Coleman Insurance Group, LLC, we understand the importance of safeguarding your business and employees from potential risks. Our expert team is committed to providing tailored insurance solutions to meet your unique needs and ensure your business remains protected. Choose Coleman Insurance Group, LLC for comprehensive, reliable, and cost-effective business insurance coverage.